Terms and Conditions

Use of the YZM website implies that you accept the following Terms and Conditions. Please read these Terms in full before using this website. YZM Terms and Conditions may be amended from time to time so we recommend that you check back in case they have changed since your last visit.


All products and services in the pages of the Website are subject to the terms and conditions of the applicable agreements governing their use, which may change from time to time.

The information, material and content provided in the pages of the website may be changed at any time without notice. Changes may be made to the terms provided in the pages of the website.

Conditions for Services

The terms and conditions applicable to any service or information will be those determined at the time of provision of the service or information. If you choose to access the website, you do so on your own initiative and are responsible for compliance with applicable local, national or international laws.


From time to time we may outsource our development work to an overseas company.


YZM will treat all information regarding you as confidential. YZM will not in the ordinary course disclose any information that it holds about you except in the following circumstances:

  1. Where you have provided your prior written authorisation to do so;
  2. Where it is in the interest of YZM to do so; or
  3. Where it is in the public interest to do so.
  4. Where YZM needs to disclose information to other financial institutions.

YZM may be required to disclose information about you to third parties to facilitate the provision of services to you.

No Warranties

YZM and any of its affiliates, subsidiaries, officers, directors, employees or agents provide the website and the Information on an “as is” basis and do not make any express or implied warranties, representations, endorsements or conditions with respect to the website or the Information, including without limitation, warranties as to merchantability, operation, non-infringement, usefulness, completeness, accuracy, correctness, reliability and fitness for a particular purpose. Further, YZM does not represent or warrant that the website will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and backup of data and/or equipment and to take reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

Trade-Marks and Copyrights

YZM reserves all copyright, trademark, patent, intellectual and other property rights in the information contained in this website and to all company specific logos and services logos and no express or implied license is granted in respect thereof. Any unauthorised access, use or reproduction of the information or proprietary rights contained in this website is strictly prohibited and is subject to such action as provided in applicable laws. No information on this website should be reproduced or distributed without the prior written consent of YZM. The Information is for your personal use only. Any unauthorised downloading, re-transmission, or other copying or modification of trade-marks and/or the contents of the website may be a violation of any law that may apply to trade-marks and/or copyrights and could subject the copier to legal action.

Exclusion of Liability

YZM is not responsible for and will not be liable to you or anyone else for any damages whatsoever (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with your use of or inability to use the website or the Information, or any action or decision made by you in reliance on the website or the Information, or any unauthorised use or reproduction of the website or the Information, even if YZM has been advised of the possibility of these damages.


Contact YZM

If you have any queries about these Terms and Conditions please contact us at:

YZM Pty Ltd

67 Howe Street

Osborne Park WA 6017

ABN 40 155 301 170

Telephone (08) 9202 6832